GoldPass
The fast track to the American Dream of homeownership
GoldPass reinvents borrower prequalification by combining real-time financial insights with inclusive data analysis—empowering mortgage professionals and their real estate partners to generate high-intent, pre-screened buyers before a home tour ever begins.
Built to Simplify Qualification
GoldPass helps you move faster, market smarter, and close more loans with confidence.
Smarter Insights
Uses verified financial data directly from a borrower's bank account to build a clear, accurate picture of their real-time financial position.
Unmatched Accuracy
Evaluates true borrowing power using income patterns, transaction behavior, and affordability trends for clear, confident answers upfront.
Instant Prequalification
Instantly prequalifies borrowers, reducing friction and delays in the early stages of the funnel for a fast, hassle-free experience.
Inclusive by Design
Expands access to homeownership by factoring in data often overlooked by traditional models, like rent payment history and non-traditional income sources.
Designed for Efficiency
Reduces time spent on unqualified leads, lowers origination costs, and speeds up your sales cycle without sacrificing quality or compliance.
Custom-Fit for Growth
Supports a white-labeled experience, so your brand stays front and center while enhancing the borrower journey.
Streamlined Workflow for Real Estate Professionals
GoldPass simplifies the qualification process, giving you confidence in every deal and helping more clients achieve homeownership.
Connect Financial Data
Borrowers securely connect their bank accounts for real-time financial analysis.
Instant Analysis
Our AI analyzes income patterns, spending habits, and affordability metrics.
Qualification Results
Get immediate qualification results with detailed borrowing power insights.
Confident Decisions
Show homes to pre-qualified buyers and close deals faster with confidence.
Increase Conversion
Up to 40% higher
Built for Loan Officers & Real Estate Teams
Streamline your workflow and expand your business with powerful tools designed for real estate professionals.
Streamlined Pre-Screening
Instantly assess borrower readiness with data-backed insights that keep your pipeline efficient and focused.
Reduced Risk
Go beyond surface-level credit checks with a deeper view of borrower health, reducing fallout and strengthening loan files.
Broader Buyer Pool
Reach more potential buyers using inclusive data signals and flexible qualification criteria.
Faster Closing Timelines
Work with pre-qualified buyers from the start, giving agents an edge and compressing deal timelines.
More Accurate Qualification
Show clients what they can realistically afford—based on real-time financial behavior, not just static scores.
Rent Payment Recognition
Help renters transition to homeowners by capturing and crediting their largest monthly expense.
Integrate GoldPass Into Your Workflow
GoldPass installs with ease. Our fully customizable widget integrates directly into your current text marketing or CRM stack. Within minutes, you can start offering a branded, mobile-friendly prequalification experience that delivers real-time results.
- ✓Fully customizable to match your brand
- ✓Mobile-friendly prequalification experience
- ✓Real-time results for faster decisions
- ✓Seamless integration with your existing tools
The Advantage is Gold
GoldPass isn't just a tool—it's a competitive advantage. Whether you're looking to boost lead quality, improve conversion rates, or deepen collaboration with your real estate partners, GoldPass delivers a modern mortgage experience that builds trust, drives results, and helps more families step into homeownership—faster.
Ready to Transform Your Mortgage Business?
Join the growing community of forward-thinking mortgage professionals who are using GoldPass by Realty Pro App to qualify more borrowers, close more loans, and build stronger relationships with their real estate partners.